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Understanding Machinery Breakdown Cover

Understanding Machinery Breakdown Cover

by Alicia Pollock | May 7, 2026 | Commercial Insurance, Expert Insights

Machines are the silent heartbeat of your business. As long as they’re humming, pressing, cooling, or conveying, everything feels fine. But when a critical piece of equipment suddenly shudders to a halt, the silence is deafening—and expensive. If your operations rely...
The Things That Are Quietly Getting More Expensive: And why most businesses haven’t adjusted yet

The Things That Are Quietly Getting More Expensive: And why most businesses haven’t adjusted yet

by Alicia Pollock | May 5, 2026 | Commercial Insurance, Expert Insights

When businesses talk about rising costs, the focus usually lands on the obvious. Fuel. Electricity. Salaries. The visible increases. The ones you can point to. But that’s not where most of the pressure is building. It’s happening elsewhere. Quietly. Across multiple...
Mind the Gap: Your Policy vs. The Real World

Mind the Gap: Your Policy vs. The Real World

by Alicia Pollock | Apr 9, 2026 | Commercial Insurance, Expert Insights, Personal Insurance

Most people don’t read their insurance policy. Not properly, anyway. We skim it. We sign it. We file it away. And we carry on assuming that if something goes wrong… we’re covered. Most of the time, that’s true. Until it isn’t. Recently, a few clients have asked a...
Understanding Underinsurance and The Principle of Average

Understanding Underinsurance and The Principle of Average

by Alicia Pollock | Dec 19, 2025 | Advice, Expert Insights

Don’t Get Caught Short: Understanding Underinsurance and the Principle of Average Imagine packing a road trip cooler with enough snacks for two people, only to realise there are five of you in the car. By the time you hit the halfway mark, everyone is hungry, and...
SASRIA – Your Business’s Secret Weapon in a Crisis

SASRIA – Your Business’s Secret Weapon in a Crisis

by Alicia Pollock | Jul 23, 2025 | Commercial Insurance, Expert Insights, Personal Insurance

It’s all fun and games… until someone sets fire to a warehouse. South Africans are no strangers to unexpected disruptions. From load-shedding to looting, we’ve learned to expect the unexpected—and plan for it. That’s where SASRIA comes in. SASRIA (South African...
Understanding Cyber Insurance: Personal & Commercial Coverage

Understanding Cyber Insurance: Personal & Commercial Coverage

by Alicia Pollock | Mar 4, 2025 | Cyber Insurance, Expert Insights

Cyber insurance is no longer a luxury, but a necessity in our increasingly digital world. Whether you’re an individual managing your personal finances online or a business handling sensitive customer data, the risk of a cyberattack is ever-present. This article...
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