Custom-Fit Coverage for Industrial & Manufacturing Risks

Industrial risks comprising of manufacturing plants and Industrial processes require specific extensions and structures. Due to the hazardous nature of these type of risks a strong risk management focus is leveraged to find solutions around already structured products.

The Ultimate Insurance Solution for Sectional Title & HOA Properties

This product is designed with Sectional Titles and Homeowner Associations in mind. Offering full cover for buildings and associated liability exposure, it aims to meet the insurance needs of sectional title properties, residential and commercial complexes (non-manufacturing) – including geyser maintenance.

Beyond the Standard: Flexible Fleet Insurance for Modern Businesses

We offer various ranges of comprehensive cover for corporate motor fleets, including associated liability risks. Tailor-made solutions are available to incorporate aggregate excesses and deposit premium/burning cost options.

Taste the Difference: Howdie’s Industry-Specific Cover for Restaurants

We know the best “howdies” often happen at restaurants, cafes or at your favourite take out joint which is why Howdie created a product that caters specifically for restaurants. We provide industry cover for fast-food outlets through to fine-dining establishments.

Industry specific covers have been automatically included with the ability to buy additional cover if required. No matter the size, whether it’s privately owned or a franchise, our Restaurant Zone product is for you.

Howdie’s Comprehensive Liability: The Shield Against Evolving Risks

Non-tangible risks and exposure claims are on the rise. Being the solution providers we are, Howdie offers a comprehensive liability programme that can act as a stand-alone or be combined with our commercial and business offerings.

Changing legislation, multiple lines of exposure from third parties, employees and new cyber disruptor risks have created the need for a ‘complete’ package. Howdie’s liability cover is just that – the complete package – that carry the necessary extensions to safeguard your business today and in the future.

Custom-Engineered Insurance for Complex Industrial Risks

Industrial risks comprising of manufacturing plants and Industrial processes require specific extensions and structures. Due to the hazardous nature of these type of risks a strong risk management focus is leveraged to find solutions around already structured products.

All-Risk Marine Coverage: From Transit to Storage, We’ve Got You Covered.

Marine insurance is an all risk policy which provides all risk cover across goods being moved, warehoused, temporarily stored, loaded or off loaded and stored permanently to be distributed which is either owner, in the care, custardy or control of the insured or contractually deemed the responsibility of the insured.

Unique Needs, Our Tailored Solutions: Comprehensive Niche Insurance

Other areas where we can provide cover and tailor made solutions: Travel insurance, specialised school product, mining and energy risks, Golf courses including greens and tee boxes, agriculture and farming enterprises, Hospitality such as game lodges, B&Bs etc.